Capital Partners compares hospitality-focused debt funds, banks, private lenders, and specialty finance sources based on the asset's current operations and the work still required.
What lenders review
A lender needs a clear explanation of the request, sponsor, project status, equity, timing, and repayment path. Those facts should agree across the executive summary, financial model, third-party reports, contracts, and borrower conversations.
- Trailing occupancy, ADR, RevPAR, and market index
- Franchise agreement, property improvement plan, and key money
- Renovation scope and displacement during the work
- Management strength and sponsor liquidity
- Permanent financing or sale exit after stabilization
The list is a starting point. A lender can add conditions based on its credit policy, market concentration, relationship requirements, and the risks it sees in the specific transaction.
Information to prepare
Prepare the property facts, requested amount, sponsor background, sources and uses, operating information, project status, timing, and repayment plan. Capital Partners identifies the remaining items after the first review.
Comparing lender structures
Bank, credit union, debt-fund, private, life-company, agency, CMBS, SBA, and equity sources solve different problems. The right path depends on the property's current condition and the events required before repayment.
Borrowers should compare proceeds, recourse, amortization, prepayment, reserves, extension rights, deposits, reporting, and closing certainty beside the stated interest rate. Those structural items can matter more than a small pricing difference.
How we place the request
Capital Partners first confirms the scenario and likely credit questions. The team then filters the private database, reviews the anonymous candidate set, and decides which lenders deserve a direct approach. The team manages follow-up, proposal comparison, and the path toward a selected term sheet.
Lender names and contact information stay private. The capital plan shows capital channels, not named lenders, and a principal shares matched lenders through the advisory process.
Common questions
How do I find hotel bridge lenders?
Start with the property, requested amount, location, borrower, and exact business plan. Capital Partners compares those facts with private lender criteria and then reviews the candidate set.
Will every matching lender quote the deal?
No. A criteria match is the beginning of lender review. Credit decisions also depend on the full package, current appetite, sponsor, property details, and lender capacity at the time of outreach.
Can I run an early-stage scenario?
Yes. The capital plan does not require documents. Capital Partners will identify the information needed before the request goes to lenders.